Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,987 | $64,920-53.8% | $103,693-71.1% | $86,983-65.5% |
| Participation rate | 40.0% | 63.6%-23.6pp | 72.6%-32.6pp | 69.5%-29.5pp |
| Annual return | 8.53% | 30.29%-21.8pp | 47.61%-39.1pp | 25.83%-17.3pp |
| Employer contribution / active EE | $367 | $2,141-82.9% | $2,920-87.4% | $2,584-85.8% |
| Participant deferral / active EE | $1,387 | $3,241-57.2% | $4,579-69.7% | $4,194-66.9% |
| Admin fee / account holder | $12,609 | $6,191+103.6% | $7,858+60.5% | $7,856+60.5% |