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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $531,917 | $93,617+468.2% | $135,982+291.2% | $75,177+607.5% |
| Participation rate | 98.6% | 75.2%+23.4pp | 81.9%+16.7pp | 67.2%+31.4pp |
| Annual return | 14.91% | 30.89%-16.0pp | 68.32%-53.4pp | 160.75%-145.8pp |
| Employer contribution / active EE | $10,134 | $3,538+186.4% | $4,859+108.6% | $2,671+279.4% |
| Participant deferral / active EE | $9,059 | $6,406+41.4% | $7,760+16.7% | $4,126+119.5% |
| Admin fee / account holder | $28,541 | $6,980+308.9% | $10,767+165.1% | $5,651+405.0% |