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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $499,282 | $82,678+503.9% | $125,391+298.2% | $68,490+629.0% |
| Participation rate | 94.3% | 75.1%+19.2pp | 82.4%+11.9pp | 67.9%+26.4pp |
| Annual return | -11.03% | -5.97%-5.1pp | 572.41%-583.4pp | -7.85%-3.2pp |
| Employer contribution / active EE | $10,529 | $3,382+211.3% | $4,816+118.6% | $2,597+305.5% |
| Participant deferral / active EE | $8,420 | $6,111+37.8% | $7,448+13.0% | $4,028+109.0% |
| Admin fee / account holder | $27,673 | $6,277+340.8% | $10,009+176.5% | $5,403+412.2% |