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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $514,851 | $89,370+476.1% | $141,197+264.6% | $72,976+605.5% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 18.12% | 111.88%-93.8pp | 71.41%-53.3pp | 81.02%-62.9pp |
| Employer contribution / active EE | $11,850 | $3,115+280.4% | $4,736+150.2% | $2,440+385.7% |
| Participant deferral / active EE | $9,377 | $5,419+73.0% | $6,710+39.7% | $3,608+159.9% |
| Admin fee / account holder | $16,495 | $5,957+176.9% | $10,265+60.7% | $5,124+221.9% |