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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $452,220 | $77,817+481.1% | $123,553+266.0% | $64,173+604.7% |
| Participation rate | 100.0% | 74.7%+25.3pp | 82.3%+17.7pp | 69.6%+30.4pp |
| Annual return | -2.25% | 12.49%-14.7pp | 119.21%-121.5pp | 7.63%-9.9pp |
| Employer contribution / active EE | $11,179 | $3,014+270.9% | $4,628+141.5% | $2,381+369.5% |
| Participant deferral / active EE | $8,693 | $5,240+65.9% | $6,426+35.3% | $3,470+150.6% |
| Admin fee / account holder | $23,790 | $5,519+331.0% | $9,284+156.2% | $4,887+386.8% |