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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,611 | $45,566+11.1% | $64,105-21.0% | $59,633-15.1% |
| Participation rate | 66.7% | 60.2%+6.5pp | 68.2%-1.5pp | 68.7%-2.0pp |
| Annual return | -1.25% | 4.95%-6.2pp | 791.24%-792.5pp | 2041.45%-2042.7pp |
| Employer contribution / active EE | $814 | $934-12.9% | $1,820-55.3% | $2,203-63.1% |
| Participant deferral / active EE | $2,691 | $2,057+30.9% | $2,822-4.6% | $3,192-15.7% |
| Admin fee / account holder | $125 | $3,268-96.2% | $4,499-97.2% | $4,297-97.1% |