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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,568 | $54,541+11.0% | $78,778-23.1% | $70,126-13.6% |
| Participation rate | 68.1% | 60.8%+7.3pp | 69.2%-1.1pp | 69.5%-1.5pp |
| Annual return | 18.89% | 21.07%-2.2pp | 35.62%-16.7pp | 73.15%-54.3pp |
| Employer contribution / active EE | $805 | $1,089-26.1% | $1,986-59.5% | $2,343-65.6% |
| Participant deferral / active EE | $2,544 | $2,210+15.1% | $2,958-14.0% | $3,332-23.6% |
| Admin fee / account holder | $1,459 | $3,709-60.7% | $5,134-71.6% | $4,645-68.6% |