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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $441,078 | $111,787+294.6% | $93,681+370.8% | $145,978+202.2% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 12.78% | 203.52%-190.7pp | 133.47%-120.7pp | 550.52%-537.7pp |
| Employer contribution / active EE | $1,602 | $3,093-48.2% | $2,422-33.9% | $4,662-65.6% |
| Participant deferral / active EE | $14,418 | $4,918+193.2% | $4,415+226.6% | $6,690+115.5% |
| Admin fee / account holder | $120,236 | $10,256+1072.3% | $8,290+1350.4% | $13,400+797.3% |