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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $441,078 | $111,830+294.4% | $93,696+370.8% | $145,884+202.3% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 12.78% | 204.08%-191.3pp | 133.74%-121.0pp | 551.85%-539.1pp |
| Employer contribution / active EE | $1,602 | $3,093-48.2% | $2,422-33.9% | $4,662-65.6% |
| Participant deferral / active EE | $14,418 | $4,920+193.0% | $4,417+226.4% | $6,690+115.5% |
| Admin fee / account holder | $120,236 | $10,249+1073.2% | $8,287+1351.0% | $13,392+797.8% |