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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,007 | $144,130-19.5% | $117,861-1.6% | $147,586-21.4% |
| Participation rate | 100.0% | 83.4%+16.6pp | 79.7%+20.3pp | 82.8%+17.2pp |
| Annual return | 13.03% | 531.20%-518.2pp | 335.11%-322.1pp | 578.59%-565.6pp |
| Employer contribution / active EE | $4,031 | $4,897-17.7% | $3,786+6.5% | $4,876-17.3% |
| Participant deferral / active EE | $7,272 | $5,316+36.8% | $4,482+62.3% | $5,439+33.7% |
| Admin fee / account holder | $6,958 | $10,887-36.1% | $8,021-13.2% | $10,886-36.1% |