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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,408 | $152,619-14.6% | $125,195+4.2% | $152,909-14.7% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 22.52% | 54.85%-32.3pp | 43.79%-21.3pp | 345.46%-322.9pp |
| Employer contribution / active EE | $2,299 | $4,947-53.5% | $3,866-40.5% | $4,764-51.7% |
| Participant deferral / active EE | $7,607 | $5,869+29.6% | $4,937+54.1% | $5,851+30.0% |
| Admin fee / account holder | $467 | $13,437-96.5% | $9,704-95.2% | $11,601-96.0% |