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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,795 | $176,794-6.8% | $146,647+12.4% | $167,553-1.6% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 18.65% | 24.04%-5.4pp | 22.75%-4.1pp | 478.89%-460.2pp |
| Employer contribution / active EE | $1,918 | $5,161-62.8% | $4,137-53.6% | $4,840-60.4% |
| Participant deferral / active EE | $6,441 | $6,4400% | $5,506+17.0% | $6,343+1.6% |
| Admin fee / account holder | $1,037 | $13,262-92.2% | $10,281-89.9% | $12,316-91.6% |