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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $276,806 | $63,861+333.5% | $104,639+164.5% | $79,856+246.6% |
| Participation rate | 91.4% | 64.9%+26.5pp | 74.1%+17.3pp | 69.6%+21.7pp |
| Annual return | 16.87% | 21.30%-4.4pp | 340.67%-323.8pp | 31.71%-14.8pp |
| Employer contribution / active EE | $7,940 | $1,588+399.9% | $2,682+196.1% | $2,471+221.3% |
| Participant deferral / active EE | $4,966 | $2,693+84.4% | $3,738+32.8% | $3,741+32.7% |
| Admin fee / account holder | $13,208 | $4,185+215.6% | $6,465+104.3% | $5,306+148.9% |