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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $327,768 | $66,431+393.4% | $109,916+198.2% | $85,851+281.8% |
| Participation rate | 94.1% | 63.9%+30.2pp | 74.2%+19.9pp | 69.3%+24.8pp |
| Annual return | 13.21% | 19.59%-6.4pp | 29.46%-16.3pp | 318.63%-305.4pp |
| Employer contribution / active EE | $15,519 | $1,688+819.4% | $2,844+445.7% | $2,565+504.9% |
| Participant deferral / active EE | $5,775 | $2,844+103.1% | $4,047+42.7% | $3,952+46.1% |
| Admin fee / account holder | $12,397 | $4,559+171.9% | $6,069+104.3% | $6,261+98.0% |