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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,583 | $53,162+410.9% | $91,227+197.7% | $68,490+296.5% |
| Participation rate | 89.8% | 63.2%+26.6pp | 73.2%+16.6pp | 67.9%+21.9pp |
| Annual return | -17.70% | -3.14%-14.6pp | 114.14%-131.8pp | -7.85%-9.8pp |
| Employer contribution / active EE | $8,860 | $1,709+418.3% | $2,851+210.7% | $2,597+241.2% |
| Participant deferral / active EE | $5,320 | $2,974+78.9% | $4,234+25.7% | $4,028+32.1% |
| Admin fee / account holder | $18,118 | $4,493+303.2% | $5,423+234.1% | $5,403+235.3% |