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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,188 | $152,542-29.1% | $117,498-7.9% | $134,509-19.6% |
| Participation rate | 65.0% | 77.1%-12.1pp | 70.6%-5.6pp | 81.2%-16.2pp |
| Annual return | -14.17% | 53.02%-67.2pp | 29.75%-43.9pp | 418.13%-432.3pp |
| Employer contribution / active EE | $600 | $5,574-89.2% | $4,178-85.6% | $4,741-87.3% |
| Participant deferral / active EE | $6,007 | $4,819+24.6% | $4,071+47.5% | $6,400-6.1% |
| Admin fee / account holder | $846 | $7,006-87.9% | $5,646-85.0% | $11,427-92.6% |