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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,188 | $152,597-29.1% | $117,533-8.0% | $134,532-19.6% |
| Participation rate | 65.0% | 77.1%-12.1pp | 70.6%-5.6pp | 81.2%-16.2pp |
| Annual return | -14.17% | 53.04%-67.2pp | 29.77%-43.9pp | 418.27%-432.4pp |
| Employer contribution / active EE | $600 | $5,576-89.2% | $4,179-85.6% | $4,741-87.3% |
| Participant deferral / active EE | $6,007 | $4,821+24.6% | $4,072+47.5% | $6,401-6.2% |
| Admin fee / account holder | $846 | $7,007-87.9% | $5,647-85.0% | $11,429-92.6% |