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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,773 | $176,402-24.2% | $134,162-0.3% | $158,966-15.8% |
| Participation rate | 75.0% | 78.7%-3.7pp | 72.2%+2.8pp | 82.0%-7.0pp |
| Annual return | 16.70% | 63.66%-47.0pp | 36.35%-19.6pp | 302.95%-286.2pp |
| Employer contribution / active EE | $485 | $5,042-90.4% | $3,705-86.9% | $4,762-89.8% |
| Participant deferral / active EE | $4,855 | $4,093+18.6% | $3,500+38.7% | $5,983-18.9% |
| Admin fee / account holder | $2,544 | $8,719-70.8% | $6,685-61.9% | $11,250-77.4% |