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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,635 | $140,578-56.2% | $100,671-38.8% | $125,389-50.8% |
| Participation rate | 84.2% | 80.4%+3.8pp | 70.7%+13.5pp | 83.2%+1.0pp |
| Annual return | 0.88% | 24.67%-23.8pp | 20.43%-19.5pp | 282.24%-281.4pp |
| Employer contribution / active EE | $587 | $5,965-90.2% | $4,012-85.4% | $4,866-87.9% |
| Participant deferral / active EE | $5,869 | $3,981+47.4% | $3,144+86.7% | $5,352+9.7% |
| Admin fee / account holder | $3,649 | $6,716-45.7% | $4,850-24.8% | $9,541-61.8% |