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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,595 | $136,860+100.6% | $120,344+128.2% | $154,746+77.4% |
| Participation rate | 91.7% | 79.9%+11.8pp | 76.7%+15.0pp | 80.7%+11.0pp |
| Annual return | 11.15% | 21.38%-10.2pp | 20.30%-9.2pp | 172.34%-161.2pp |
| Employer contribution / active EE | $3,566 | $3,533+0.9% | $3,020+18.1% | $4,379-18.6% |
| Participant deferral / active EE | $6,820 | $5,793+17.7% | $5,135+32.8% | $6,730+1.3% |
| Admin fee / account holder | $24,787 | $15,393+61.0% | $12,742+94.5% | $14,365+72.6% |