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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $306,422 | $112,131+173.3% | $95,964+219.3% | $158,982+92.7% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 12.49% | 171.19%-158.7pp | 91.64%-79.1pp | 302.99%-290.5pp |
| Employer contribution / active EE | $3,541 | $3,199+10.7% | $2,541+39.3% | $4,763-25.6% |
| Participant deferral / active EE | $6,917 | $4,784+44.6% | $4,167+66.0% | $5,983+15.6% |
| Admin fee / account holder | $2,795 | $10,136-72.4% | $6,797-58.9% | $11,252-75.2% |