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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,093 | $103,393+158.3% | $87,103+206.6% | $152,909+74.7% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.9%+23.1pp | 82.5%+17.5pp |
| Annual return | 22.69% | 28.10%-5.4pp | 28.19%-5.5pp | 345.46%-322.8pp |
| Employer contribution / active EE | $2,567 | $3,221-20.3% | $2,521+1.8% | $4,764-46.1% |
| Participant deferral / active EE | $7,122 | $4,778+49.0% | $4,049+75.9% | $5,851+21.7% |
| Admin fee / account holder | $2,869 | $12,195-76.5% | $7,491-61.7% | $11,601-75.3% |