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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,586 | $124,346+116.8% | $111,308+142.2% | $167,536+60.9% |
| Participation rate | 100.0% | 79.6%+20.4pp | 77.3%+22.7pp | 82.1%+17.9pp |
| Annual return | 12.01% | 37.45%-25.4pp | 54.67%-42.7pp | 478.82%-466.8pp |
| Employer contribution / active EE | $3,544 | $3,437+3.1% | $2,732+29.7% | $4,839-26.8% |
| Participant deferral / active EE | $7,515 | $5,182+45.0% | $4,487+67.5% | $6,342+18.5% |
| Admin fee / account holder | $114,926 | $10,621+982.0% | $7,965+1342.9% | $12,315+833.3% |