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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,902 | $95,979+16.6% | $74,551+50.1% | $135,380-17.3% |
| Participation rate | 33.3% | 75.7%-42.3pp | 69.1%-35.8pp | 82.6%-49.3pp |
| Annual return | -8.12% | 56.97%-65.1pp | 32.53%-40.7pp | 519.81%-527.9pp |
| Employer contribution / active EE | $575 | $2,716-78.8% | $1,961-70.7% | $4,779-88.0% |
| Participant deferral / active EE | $1,013 | $3,844-73.6% | $3,108-67.4% | $5,609-81.9% |
| Admin fee / account holder | $4,259 | $6,522-34.7% | $5,059-15.8% | $10,828-60.7% |