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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,181 | $102,696+136.8% | $86,235+182.0% | $139,487+74.3% |
| Participation rate | 0.0% | 74.5%-74.5pp | 69.0%-69.0pp | 80.3%-80.3pp |
| Annual return | 14.21% | 1925.91%-1911.7pp | 1170.03%-1155.8pp | 373.84%-359.6pp |
| Employer contribution / active EE | $1,561 | $3,034-48.6% | $2,381-34.5% | $4,755-67.2% |
| Participant deferral / active EE | $3,393 | $4,679-27.5% | $3,987-14.9% | $6,713-49.5% |
| Admin fee / account holder | $1,568 | $8,667-81.9% | $6,856-77.1% | $11,407-86.3% |