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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,877 | $93,346-34.8% | $71,796-15.2% | $273,972-77.8% |
| Participation rate | 33.3% | 76.5%-43.2pp | 69.1%-35.8pp | 83.0%-49.7pp |
| Annual return | 9.72% | 130.39%-120.7pp | 78.04%-68.3pp | 41.46%-31.7pp |
| Employer contribution / active EE | $527 | $2,733-80.7% | $1,924-72.6% | $4,869-89.2% |
| Participant deferral / active EE | $2,896 | $3,475-16.7% | $2,794+3.6% | $5,287-45.2% |
| Admin fee / account holder | $4,734 | $6,571-27.9% | $4,815-1.7% | $10,133-53.3% |