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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,282 | $78,705+60.4% | $117,857+7.1% | $70,131+80.1% |
| Participation rate | 100.0% | 73.2%+26.8pp | 79.7%+20.3pp | 69.5%+30.5pp |
| Annual return | 24.06% | 23.30%+0.8pp | 335.09%-311.0pp | 73.14%-49.1pp |
| Employer contribution / active EE | $3,417 | $2,223+53.7% | $3,786-9.7% | $2,342+45.9% |
| Participant deferral / active EE | $5,702 | $3,297+72.9% | $4,482+27.2% | $3,332+71.1% |
| Admin fee / account holder | $3,841 | $5,065-24.2% | $8,020-52.1% | $4,645-17.3% |