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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,304 | $99,994+81.3% | $146,643+23.6% | $85,847+111.2% |
| Participation rate | 100.0% | 73.1%+26.9pp | 80.1%+19.9pp | 69.3%+30.7pp |
| Annual return | 24.74% | 18.93%+5.8pp | 22.75%+2.0pp | 318.61%-293.9pp |
| Employer contribution / active EE | $4,297 | $2,559+67.9% | $4,137+3.9% | $2,565+67.5% |
| Participant deferral / active EE | $6,827 | $4,006+70.4% | $5,506+24.0% | $3,952+72.7% |
| Admin fee / account holder | $6,682 | $7,703-13.3% | $10,280-35.0% | $6,261+6.7% |