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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,176 | $91,559+84.8% | $133,978+26.3% | $79,856+111.9% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.6%+30.4pp |
| Annual return | 29.97% | 61.85%-31.9pp | 45.10%-15.1pp | 31.71%-1.7pp |
| Employer contribution / active EE | $3,296 | $2,384+38.3% | $3,919-15.9% | $2,471+33.4% |
| Participant deferral / active EE | $5,540 | $3,734+48.4% | $5,047+9.8% | $3,741+48.1% |
| Admin fee / account holder | $9,892 | $6,321+56.5% | $8,930+10.8% | $5,306+86.4% |