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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,651 | $198,457-59.4% | $170,435-52.7% | $147,586-45.4% |
| Participation rate | 33.3% | 88.0%-54.6pp | 83.6%-50.3pp | 82.8%-49.5pp |
| Annual return | 21.55% | 257.30%-235.8pp | 205.94%-184.4pp | 578.59%-557.0pp |
| Employer contribution / active EE | $1,961 | $6,183-68.3% | $5,432-63.9% | $4,876-59.8% |
| Participant deferral / active EE | $4,161 | $5,629-26.1% | $4,939-15.8% | $5,439-23.5% |
| Admin fee / account holder | $3,802 | $16,852-77.4% | $13,881-72.6% | $10,886-65.1% |