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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,776 | $202,342-22.5% | $172,753-9.2% | $152,909+2.5% |
| Participation rate | 37.5% | 87.1%-49.6pp | 82.6%-45.1pp | 82.5%-45.0pp |
| Annual return | 23.89% | 1029.88%-1006.0pp | 803.00%-779.1pp | 345.46%-321.6pp |
| Employer contribution / active EE | $1,733 | $5,857-70.4% | $5,144-66.3% | $4,764-63.6% |
| Participant deferral / active EE | $3,311 | $5,948-44.3% | $5,198-36.3% | $5,851-43.4% |
| Admin fee / account holder | $634 | $17,112-96.3% | $13,956-95.5% | $11,601-94.5% |