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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,868 | $181,062+21.4% | $158,223+39.0% | $155,188+41.7% |
| Participation rate | 60.0% | 82.7%-22.7pp | 79.2%-19.2pp | 80.8%-20.8pp |
| Annual return | 12.31% | 57.39%-45.1pp | 52.09%-39.8pp | 148.84%-136.5pp |
| Employer contribution / active EE | $3,214 | $4,565-29.6% | $4,109-21.8% | $4,248-24.3% |
| Participant deferral / active EE | $9,351 | $6,134+52.4% | $5,467+71.1% | $6,531+43.2% |
| Admin fee / account holder | $18,997 | $18,825+0.9% | $16,047+18.4% | $14,480+31.2% |