Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,388 | $102,385-55.7% | $147,080-69.1% | $80,935-43.9% |
| Participation rate | 47.7% | 75.9%-28.1pp | 82.2%-34.5pp | 67.7%-19.9pp |
| Annual return | 10.49% | 135.09%-124.6pp | 420.17%-409.7pp | 35.66%-25.2pp |
| Employer contribution / active EE | $386 | $3,717-89.6% | $4,933-92.2% | $2,757-86.0% |
| Participant deferral / active EE | $6,604 | $6,651-0.7% | $8,066-18.1% | $4,299+53.6% |
| Admin fee / account holder | $2,654 | $7,951-66.6% | $12,989-79.6% | $6,924-61.7% |