Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,924 | $98,766-66.7% | $149,730-78.0% | $79,852-58.8% |
| Participation rate | 56.5% | 75.8%-19.3pp | 82.5%-26.0pp | 69.6%-13.1pp |
| Annual return | 8.47% | 27.43%-19.0pp | 276.70%-268.2pp | 31.72%-23.2pp |
| Employer contribution / active EE | $257 | $3,217-92.0% | $4,645-94.5% | $2,471-89.6% |
| Participant deferral / active EE | $5,234 | $5,681-7.9% | $6,843-23.5% | $3,740+39.9% |
| Admin fee / account holder | $6,068 | $6,052+0.3% | $9,310-34.8% | $5,306+14.4% |