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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,220 | $154,159-48.0% | $130,026-38.3% | $139,456-42.5% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 11.68% | 32.50%-20.8pp | -137.26%+148.9pp | 373.45%-361.8pp |
| Employer contribution / active EE | $1,462 | $5,292-72.4% | $4,321-66.2% | $4,753-69.2% |
| Participant deferral / active EE | $11,250 | $6,710+67.7% | $5,821+93.3% | $6,711+67.6% |
| Admin fee / account holder | $38,090 | $14,001+172.1% | $10,608+259.1% | $11,407+233.9% |