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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,460 | $162,812-65.3% | $133,971-57.9% | $158,966-64.5% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 13.93% | 41.94%-28.0pp | 45.09%-31.2pp | 302.95%-289.0pp |
| Employer contribution / active EE | $25,238 | $4,976+407.2% | $3,919+544.0% | $4,762+429.9% |
| Participant deferral / active EE | $19,500 | $5,910+229.9% | $5,047+286.4% | $5,983+225.9% |
| Admin fee / account holder | $532 | $11,741-95.5% | $8,929-94.0% | $11,250-95.3% |