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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,796 | $142,392-62.2% | $119,622-55.0% | $134,532-60.0% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.3%+20.7pp | 81.2%+18.8pp |
| Annual return | -11.20% | -12.46%+1.3pp | -14.98%+3.8pp | 418.27%-429.5pp |
| Employer contribution / active EE | $1,418 | $5,224-72.9% | $4,232-66.5% | $4,741-70.1% |
| Participant deferral / active EE | $10,250 | $6,467+58.5% | $5,601+83.0% | $6,401+60.1% |
| Admin fee / account holder | $715 | $13,593-94.7% | $10,328-93.1% | $11,429-93.7% |