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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,335 | $98,240-62.0% | $82,312-54.6% | $147,586-74.7% |
| Participation rate | 95.0% | 79.7%+15.3pp | 76.9%+18.1pp | 82.8%+12.2pp |
| Annual return | 20.06% | 30.85%-10.8pp | 25.88%-5.8pp | 578.59%-558.5pp |
| Employer contribution / active EE | $1,718 | $3,192-46.2% | $2,428-29.3% | $4,876-64.8% |
| Participant deferral / active EE | $5,471 | $4,383+24.8% | $3,706+47.6% | $5,439+0.6% |
| Admin fee / account holder | $2,255 | $8,563-73.7% | $5,608-59.8% | $10,886-79.3% |