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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,709 | $80,983-11.5% | $96,544-25.7% | $75,177-4.6% |
| Participation rate | 97.1% | 71.8%+25.3pp | 76.0%+21.1pp | 67.2%+29.9pp |
| Annual return | 23.13% | 27.05%-3.9pp | 25.88%-2.7pp | 160.75%-137.6pp |
| Employer contribution / active EE | $4,693 | $2,282+105.6% | $2,966+58.2% | $2,671+75.7% |
| Participant deferral / active EE | $5,237 | $3,929+33.3% | $4,851+8.0% | $4,126+26.9% |
| Admin fee / account holder | $828 | $6,717-87.7% | $8,254-90.0% | $5,651-85.3% |