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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,180 | $71,873-3.7% | $86,698-20.2% | $68,490+1.0% |
| Participation rate | 85.7% | 72.2%+13.5pp | 76.6%+9.1pp | 67.9%+17.8pp |
| Annual return | -21.62% | 3.54%-25.2pp | 35.96%-57.6pp | -7.85%-13.8pp |
| Employer contribution / active EE | $1,629 | $2,173-25.1% | $2,837-42.6% | $2,597-37.3% |
| Participant deferral / active EE | $5,198 | $3,779+37.6% | $4,656+11.6% | $4,028+29.1% |
| Admin fee / account holder | $1,929 | $6,110-68.4% | $7,492-74.3% | $5,403-64.3% |