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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,050 | $104,251-76.9% | $91,004-73.6% | $147,586-83.7% |
| Participation rate | 78.9% | 78.2%+0.7pp | 75.6%+3.3pp | 82.8%-3.9pp |
| Annual return | 17.86% | 27.06%-9.2pp | 4.60%+13.3pp | 578.59%-560.7pp |
| Employer contribution / active EE | $1,430 | $3,116-54.1% | $2,456-41.8% | $4,876-70.7% |
| Participant deferral / active EE | $2,427 | $4,195-42.2% | $3,548-31.6% | $5,439-55.4% |
| Admin fee / account holder | $726 | $8,948-91.9% | $5,417-86.6% | $10,886-93.3% |