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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,924 | $73,019-46.7% | $90,766-57.1% | $68,490-43.2% |
| Participation rate | 55.6% | 70.8%-15.3pp | 75.7%-20.1pp | 67.9%-12.3pp |
| Annual return | -14.68% | -13.81%-0.9pp | -12.16%-2.5pp | -7.85%-6.8pp |
| Employer contribution / active EE | $1,222 | $2,193-44.3% | $2,922-58.2% | $2,597-52.9% |
| Participant deferral / active EE | $2,462 | $3,626-32.1% | $4,565-46.1% | $4,028-38.9% |
| Admin fee / account holder | $943 | $5,897-84.0% | $8,446-88.8% | $5,403-82.5% |