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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,988 | $76,371-64.7% | $93,621-71.2% | $72,976-63.0% |
| Participation rate | 76.0% | 71.8%+4.2pp | 75.8%+0.2pp | 69.5%+6.5pp |
| Annual return | 18.95% | 25.82%-6.9pp | 32.76%-13.8pp | 81.02%-62.1pp |
| Employer contribution / active EE | $1,036 | $2,276-54.5% | $2,719-61.9% | $2,440-57.5% |
| Participant deferral / active EE | $1,457 | $3,538-58.8% | $4,070-64.2% | $3,608-59.6% |
| Admin fee / account holder | $898 | $6,839-86.9% | $7,890-88.6% | $5,124-82.5% |