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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,992 | $72,071-72.3% | $68,368-70.8% | $137,256-85.4% |
| Participation rate | 94.1% | 76.2%+17.9pp | 73.8%+20.4pp | 80.0%+14.2pp |
| Annual return | 11.82% | 353.14%-341.3pp | 292.57%-280.8pp | 220.34%-208.5pp |
| Employer contribution / active EE | $2,580 | $2,788-7.4% | $2,649-2.6% | $4,156-37.9% |
| Participant deferral / active EE | $8,004 | $4,410+81.5% | $4,123+94.2% | $6,407+24.9% |
| Admin fee / account holder | $17,147 | $5,336+221.4% | $5,150+233.0% | $12,270+39.7% |