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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,752 | $96,643-73.4% | $86,617-70.3% | $139,456-81.5% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 19.31% | 106.57%-87.3pp | 591.91%-572.6pp | 373.45%-354.1pp |
| Employer contribution / active EE | $2,322 | $3,264-28.9% | $3,023-23.2% | $4,753-51.1% |
| Participant deferral / active EE | $10,626 | $4,835+119.8% | $4,437+139.5% | $6,711+58.3% |
| Admin fee / account holder | $1,880 | $6,406-70.7% | $5,613-66.5% | $11,407-83.5% |