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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,554 | $90,486-68.4% | $78,676-63.7% | $273,972-89.6% |
| Participation rate | 47.1% | 76.5%-29.5pp | 73.6%-26.5pp | 83.0%-36.0pp |
| Annual return | 11.68% | 75.62%-63.9pp | 62.19%-50.5pp | 41.46%-29.8pp |
| Employer contribution / active EE | $566 | $3,175-82.2% | $2,850-80.2% | $4,869-88.4% |
| Participant deferral / active EE | $2,364 | $3,901-39.4% | $3,517-32.8% | $5,287-55.3% |
| Admin fee / account holder | $0 | $5,263-100.0% | $4,510-100.0% | $10,133-100.0% |