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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,015 | $96,678+1.4% | $86,640+13.1% | $139,466-29.7% |
| Participation rate | 81.8% | 74.4%+7.4pp | 71.7%+10.1pp | 80.3%+1.5pp |
| Annual return | 21.62% | 106.69%-85.1pp | 592.52%-570.9pp | 373.66%-352.0pp |
| Employer contribution / active EE | $1,620 | $3,265-50.4% | $3,024-46.4% | $4,754-65.9% |
| Participant deferral / active EE | $9,273 | $4,837+91.7% | $4,438+108.9% | $6,712+38.2% |
| Admin fee / account holder | $1,750 | $6,410-72.7% | $5,616-68.8% | $11,409-84.7% |