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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,293 | $88,754+38.9% | $81,820+50.7% | $145,877-15.5% |
| Participation rate | 75.0% | 75.1%-0.1pp | 72.4%+2.6pp | 80.3%-5.3pp |
| Annual return | 17.50% | 1031.77%-1014.3pp | 777.93%-760.4pp | 551.28%-533.8pp |
| Employer contribution / active EE | $1,557 | $3,085-49.5% | $2,915-46.6% | $4,663-66.6% |
| Participant deferral / active EE | $7,922 | $4,648+70.4% | $4,323+83.3% | $6,691+18.4% |
| Admin fee / account holder | $415 | $8,424-95.1% | $7,391-94.4% | $13,402-96.9% |