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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $431,859 | $109,872+293.1% | $98,483+338.5% | $167,536+157.8% |
| Participation rate | 100.0% | 75.8%+24.2pp | 73.3%+26.7pp | 82.1%+17.9pp |
| Annual return | 11.49% | 1959.31%-1947.8pp | 1494.38%-1482.9pp | 478.82%-467.3pp |
| Employer contribution / active EE | $2,138 | $3,225-33.7% | $2,961-27.8% | $4,839-55.8% |
| Participant deferral / active EE | $10,828 | $4,673+131.7% | $4,276+153.2% | $6,342+70.7% |
| Admin fee / account holder | $10,954 | $6,757+62.1% | $5,953+84.0% | $12,315-11.1% |