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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $387,794 | $100,895+284.4% | $90,430+328.8% | $158,950+144.0% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 26.78% | 1725.54%-1698.8pp | 1293.73%-1266.9pp | 302.91%-276.1pp |
| Employer contribution / active EE | $2,109 | $3,689-42.8% | $3,262-35.3% | $4,762-55.7% |
| Participant deferral / active EE | $10,821 | $4,347+148.9% | $3,963+173.1% | $5,983+80.9% |
| Admin fee / account holder | $8,631 | $6,505+32.7% | $5,613+53.8% | $11,248-23.3% |