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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $317,553 | $92,743+242.4% | $82,744+283.8% | $134,532+136.0% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 81.2%+18.8pp |
| Annual return | -25.57% | 946.63%-972.2pp | 702.22%-727.8pp | 418.27%-443.8pp |
| Employer contribution / active EE | $1,153 | $3,273-64.8% | $3,008-61.7% | $4,741-75.7% |
| Participant deferral / active EE | $5,867 | $4,802+22.2% | $4,395+33.5% | $6,401-8.3% |
| Admin fee / account holder | $10,688 | $5,977+78.8% | $5,325+100.7% | $11,429-6.5% |