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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,848 | $148,558-23.4% | $135,925-16.2% | $139,427-18.3% |
| Participation rate | 77.8% | 83.9%-6.1pp | 81.9%-4.1pp | 80.3%-2.5pp |
| Annual return | 15.92% | 79.22%-63.3pp | 68.25%-52.3pp | 373.27%-357.3pp |
| Employer contribution / active EE | $13,011 | $5,244+148.1% | $4,857+167.9% | $4,752+173.8% |
| Participant deferral / active EE | $6,917 | $8,101-14.6% | $7,759-10.9% | $6,711+3.1% |
| Admin fee / account holder | $410 | $12,401-96.7% | $10,764-96.2% | $11,404-96.4% |