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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,848 | $148,629-23.4% | $135,982-16.3% | $139,487-18.4% |
| Participation rate | 77.8% | 83.9%-6.1pp | 81.9%-4.1pp | 80.3%-2.6pp |
| Annual return | 15.92% | 79.33%-63.4pp | 68.32%-52.4pp | 373.84%-357.9pp |
| Employer contribution / active EE | $13,011 | $5,247+148.0% | $4,859+167.8% | $4,755+173.6% |
| Participant deferral / active EE | $6,917 | $8,102-14.6% | $7,760-10.9% | $6,713+3.0% |
| Admin fee / account holder | $410 | $12,406-96.7% | $10,767-96.2% | $11,407-96.4% |